“Our mission is that we're focused on providing inclusive, affordable financial services that fundamentally empower our customers and help them build a better future.”
Your credit is very expensive at 35%, according to your website and after a consultation with a credit consultant at Oportun. Credit models are based on risk based pricing. Are your clients that risky that you charge such a high interest rate? If these are hard-working responsible people; why so much? It sounds like usurious lending.
“Our mission is that we're focused on providing inclusive, affordable financial services that fundamentally empower our customers and help them build a better future.”
Your credit is very expensive at 35%, according to your website and after a consultation with a credit consultant at Oportun. Credit models are based on risk based pricing. Are your clients that risky that you charge such a high interest rate? If these are hard-working responsible people; why so much? It sounds like usurious lending.